DepotLux features at a glance

  • Individual and joint custody accounts
  • Custody accounts for children on particularly favourable terms
  • Possibility to designate a representative/agent
  • You can either invest a lump-sum /or make regular savings
  • Daily availability of the accumulated assets
  • Intelligible custody and account statements
  • Preparation of clear and concise investment income reports
  • No withholding of capital gains tax. No exemption order for capital gains is necessary.
  • All payments are handled through the German paying agent
  • Your assets lie in trust with a German bank

DepotLux gives you all the necessary information and tools to achieve your financial objectives safely and reliably. Should your objectives change over time, you are free to adapt your portfolio to your changed circumstances.

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Your personal Docu-box

Your personal Docu-box contains the following information and documents

General information on the custody account

  • Current portfolio value
  • Size of the intended investment
  • Investment amounts previously paid
  • Total set-up fee and the set-up fee paid so far

Documents related to the custody account:

  • Investment account confirmation
  • Investment account statements
  • Investment income reports

Documents related to asset management reporting

  • Half yearly statement from the asset manager (as of 30.6 / 31.12)
  • Loss threshold notifications in case of stronger market fluctuations

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Unique benefits of DepotLux

  • Individual investment strategies for each investment objective

    Depending on your personal investment objectives and your risk appetite you can choose the investment strategy that best meets your individual requirements. You are free to change the investment strategy at any time. Your investment advisor will assist you in choosing an investment strategy that would best work for you.

    An example of the performance of a few of our investment strategies.

  • Process management - free of charge and optional

    At the end of the investment period, you can choose to have your assets transferred to less risky investment strategies free of charge. This service is available throughout the investment period. We are happy to provide you with further assistance in choosing the right strategy.

  • Loyalty bonus/ discount

    Under certain circumstances, particularly loyal customers have the opportunity to receive a loyalty bonus or discount on their assets. Over the life of the investment, this can represent several thousand euros of additional income. The following chart provides an example of the effect of a loyalty bonus:

  • Free reinvestment option

    Should you need capital in the meantime, you can pay in any amounts previously withdrawn from your DepotLux within the next five years free of charge.

  • State funding - state-supported savings schemes

    In the context of so-called state-supported savings schemes (Vermögenswirksame Leistungen/VL), there is the possibility to receive up to 20% of your paid-in investment amounts as an employee savings supplement from the state as part of VL-DepotLux.

    The potential impact of the employee savings scheme on your assets:

    Prospective performance* when investing EUR 51 per month
    month1) save for 6 years plus 1 year sabbatical = statutory vesting period (a period of investment)

  • DepotLux for children

    strong>Baumann & Partners offers a particularly cost-effective custody account for children and minors. In addition, minors can, under certain conditions, take advantage of additional tax advantages.

    For more information, please refer to our information brochures in the service area

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* The net capital gains (after deduction of fees) shown here as an example are non-binding and provided for illustrative purposes only. The actual return will depend on the price performance of the target fund selected by the asset manager. The unit price of the target fund will perform in line with the underlying investment. These are subject to fluctuations (price, interest or currency fluctuations) in the capital markets and their effect on your chosen investment strategy. Higher price gains are mainly relevant for investment strategies that invest primarily in riskier asset classes such as shares. Therefore, the actual returns generated by your investment may look differently than those shown here.

** The number of bonus years depends on the chosen investment horizon and will be granted for up to 1% of the average annual portfolio value over the last years of the investment period.

Custody service

DepotLux - the made-to-measure custody service from Baumann & Partners

With DepotLux, Baumann & Partners offers its clients a dedicated depot service as part of fund-based asset management. DepotLux can be used to store your assets in a particularly cost-effective manner and offers a full range of services of a modern and transparent custody account.

The main features of DepotLux at a glance.


DepotLux offers further individual benefits

DepotLux is ideal for investors who pursue a longer-term wealth-building strategy. This is why it was conceived as a custody account for life, which can be flexibly adapted to your needs and goals at any time. The advantages of a fund-based asset management are optimally combined with the flexibility of a highly efficient investment account.

  • Individual investment strategies for each investment objective
  • Process management - free of charge and optional
  • Free reinvestment option
  • Loyalty bonus/ discount
  • State funding - state-supported savings schemes
  • DepotLux for children

Find out more about the individual advantages of DepotLux.


Overview and transparency associated with a personal mailbox

Any information related to the performance of your assets will be made available to you free of charge, in your personal electronic mailbox, the so-called Doku-Box. Alternatively, you can also receive all your custody account statements and reports by post.

Get a detailed overview of the content of your personal Doku-Box.

Fund-based asset management

Depending on your investment objectives, we offer the opportunity to invest in an investment strategy which has been specifically tailored to your individual requirements. This investment concept is ideal for investors who prefer life-long investment concepts, which do not require the investor to have previous investment experience. This is because you will benefit from the long-standing expertise of our expert teams over the entire investment horizon.

Why does fund-based asset management make sense?

You should take advantage of our expertise in order to ensure that your assets always generate the highest possible returns. Baumann & Partners will adapt your portfolio to changes in the capital markets automatically and on an ongoing basis. As the following chart demonstrates, the performance of the different asset classes and markets can differ over time.

Fondsvermögensverwaltung

As an investor in a fund managed by Baumann & Partners, you can benefit from the in-depth knowledge of our expert teams. We use structured and proven selection processes to make the best possible investment decisions on your behalf.

For example, we routinely analyse over 10,000 investment funds from more than 60 different asset classes. In the composition of your portfolio, we pay particular attention to achieving a reasonable balance between risk and return and thus diversifying your assets as much as possible. Our main aim is to deliver the highest possible returns at any given time through informed investment decisions.

To manage your assets as effectively as possible, we have set up a custody service tailored to your individual needs. This offers you numerous other advantages.

Further information is available in the portfolio area.